Franklin DirectCall
Justin Walsh
Justin Walsh
Franklin Direct ยท NMLS #968831
4.9 on Google · 254 reviews
for the Franklin Direct team in Ladera Ranch

Real people, real closings. Here’s what it’s like to work with Justin and the team.

Real Estate Partners
From the agents I work with.
The teams who trust us with their toughest files.
★★★★★
Where others may say ‘no,’ Justin and his team find creative ways to make things happen. He builds detailed, long-term plans for clients — and he is not just a great lender, he is a true partner.
Amy GreenRealtor ยท 24 Years
★★★★★
Justin and his team are a critical, reliable step with every buyer. Bringing them in at the start makes for a more educated, prepared, and confident buyer. Their service complements ours perfectly — and we love working with Justin as a person.
Kelli MillerRealtor
Client Reviews
From the families we’ve helped home.
First-time buyers, move-up buyers, investors, and veterans across Southern California.
★★★★★
Justin and his team were hugely helpful through the entire home-buying process — from pre-qualification to a short close that got our offer over the line. Once we were in escrow, he and Christel took care of everything and made those whirlwind 11 days as painless as possible.
Henry B.11-Day Close
★★★★★
Working with Justin and Christel was a game-changer. Their expertise and expediency made all the difference in landing our dream home. Great communication and follow-through — they really felt like partners as we navigated a multiple-bid situation. I cannot recommend them enough!
Philip M.Multiple Offers
★★★★★
We were having issues with our previous lender in the final stages of buying. Referred to Franklin by our agent, we could not be happier. Justin walked us through the ins and outs of the loan and made us feel so comfortable — which, as first-time buyers, meant the world. Then Christel made sure we understood every document.
Kevin E.First-Time Buyers
★★★★★
My wife and I had a months-long journey finding the right house for our budget, and I cannot thank the Franklin team enough. We closed in 2 weeks and it was smooth sailing. Update: we refinanced with them because our first experience was so good.
Bobby H.Purchase + Refinance
★★★★★
Justin and Christel did an outstanding job helping my family finance our new home — a great rate and an easy closing. We are a military family with a VA loan, which they handled brilliantly. At each step they explained the process, and Justin made himself available at all hours.
Sean N.VA Loan
★★★★★
Cannot recommend Justin and his team highly enough. Our loan was funded on time with no surprises, we got a great rate with cost transparency throughout, and we never had to hunt down information. Executing the docs electronically greatly expedited closing. A+
Demetri A.On-Time Close
★★★★★
Justin and his team are amazing and helped us land our first home — great communication throughout, and they helped us understand what was happening each step of the way. Thank you, Justin and team!
Jennifer L.First-Time Buyer
★★★★★
Justin and Christel are the best — open, communicative, and great at preparing people for the loan journey. Their ability to keep our loan moving forward at all times gave us such peace of mind. We are very thankful we were referred to this team, and will pay it forward.
Jeremy S.Homebuyer
★★★★★
Justin and his team are a dream to work with. They made the entire process seamless and work incredibly fast. I would recommend them over anyone else I have worked with on previous transactions.
Sasha A.Repeat Client
★★★★★
An incredible experience working with this group. Their attention to detail and the way they serviced my loan was exemplary. I would recommend them to my friends, my relatives, and anyone who asks me for the best lender in town.
Sherman C.Homebuyer
★★★★★
It was such a pleasure working with Justin and Christel! They guided me through the entire process and were always so patient and knowledgeable. Will always recommend their service — 10 out of 10!
Yvette L.Homebuyer
★★★★★
Christel and Justin were true professionals. They walk you through the process and provide updates on time. Easy to work with — I definitely recommend this team.
Fred D.Homebuyer
★★★★★
Christel and Justin are a great team. They did an awesome job for us purchasing my new home. Thank you so much!
Doug G.Homebuyer
★★★★★
Christel and Justin have my back on every step of this process. Thank you both so much for taking such great care of me!
Becky K.Homebuyer
Questions? Let’s talk.

Call or text 949-298-7060

Whether you’re buying, refinancing, or just exploring — I’m always happy to help.